Points of Focus

• Ramp has rolled out stablecoin accounts to more than 70,000 business customers after completing its public beta.
• Businesses can send, receive, and hold USDC and USDT with settlements supported on Solana and six other blockchains.
• The platform integrates stablecoins into existing finance workflows, enabling faster global payments without separate crypto infrastructure.

Corporate finance platform Ramp has expanded its stablecoin accounts and payment services to its entire customer base of more than 70,000 businesses. This enables the companies to manage USDC (USDC) and Tether’s USDt (USDT) alongside traditional financial operations.

Previously limited to a 150-company public beta, the feature moved to general availability on July 21. This public beta refers specifically to the new Stablecoin Accounts feature, which enables you to hold USDC/USDT balances inside Ramp, earn rewards, and manage treasury.

Businesses can now deposit supported stablecoins directly or convert US dollars into digital assets within Ramp. Eligible balances can earn rewards of up to 3.25%, while cross-border payments can be sent to vendors in over 140 countries. Unlike conventional international wire transfers that often take several business days, stablecoin transactions settle around the clock within minutes and do not require accounts to be pre-funded.

BREAKING: @tryramp opens stablecoin accounts and payments to 70,000+ customers, settling on Solanahttps://t.co/vQ6bqz9otC pic.twitter.com/3Hfx9impJr

— Solana (@solana) July 21, 2026

Stablecoins integrated into existing finance operations

Rather than offering crypto payments as a standalone product, Ramp has incorporated stablecoins into the same platform businesses already use for expense management, bill payments, approvals, and accounting.

Finance teams can process both fiat and stablecoin transactions using identical workflows, with payment records automatically synchronized into accounting systems. This removes the need for separate wallets, manual reconciliation, or parallel treasury operations.

The rollout supports seven blockchain networks – Solana, Ethereum, Base, Polygon, Arbitrum, Optimism, and Tempo. Ramp relies on Stripe’s Bridge to coordinate stablecoin infrastructure, while Privy provides enterprise wallet capabilities.

Businesses increasingly adopting stablecoin payments

According to Ramp, more than 1,000 businesses were paying vendors with stablecoins during the beta phase, with over 70% of transaction volume occurring outside traditional banking hours.

The figure of “more than 1,000 businesses” refers to businesses that were already paying vendors in stablecoins using Ramp’s existing Bill Pay product. Bill Pay facilitates funding payments from a USD bank account or checking account and sending USDC/USDT to vendors. This payment functionality was available more widely before Ramp rolled out the full Stablecoin Accounts.

Early adopters illustrate the range of use cases. One agricultural business stores treasury reserves in stablecoins while continuing to pay suppliers through automated clearing house transfers and paper checks. A church uses the platform to accept stablecoin donations, while crypto infrastructure company 0x said it benefits from managing both fiat and stablecoin payments within a single system.

Startup Totalis, which previously received Y Combinator funding in USDC settled on Solana, said Ramp’s accounts allow it to keep treasury assets fully onchain.

The first ever YC funding sent via Stablecoins btw

(and held in Ramp) https://t.co/sIh7ZRPuZP

— Ramp (@tryramp) April 13, 2026

Solana strengthens its role in enterprise payments

Ramp’s launch adds another enterprise-focused payments application to Solana’s expanding stablecoin ecosystem, where institutional payment activity has continued to increase.

The finance platform processes more than $200 billion in annual purchase volume across businesses ranging from startups and family-owned companies to large enterprises. By embedding stablecoins directly into corporate finance software, Ramp aims to reduce operational complexity for organizations that previously relied on external wallets and disconnected accounting processes.

As per Ramp, one beta participant estimated that although stablecoin payments represented only about 10% of vendor spending, managing those transactions outside its primary finance system consumed nearly half of its accounts payable team’s workload.

Ramp said the feature is currently available to eligible US-based customers, excluding businesses located in New York. Companies operating multiple legal entities can access stablecoin accounts through their primary entity.

The broader rollout reflects growing demand for onchain treasury management and cross-border settlement tools that fit within familiar enterprise finance workflows rather than requiring businesses to adopt entirely separate crypto systems.