Ripple and XRP recap: XRPL passes 1 million AI payments as Ripple joins x402 Foundation | July 8 to 15

XRP spent most of the week between $1.05 and $1.12 as broader market weakness offset a dense run of Ripple and XRPL developments. Agentic payments supplied the strongest ecosystem story, while ETF outflows and the approaching July 17 CLARITY Act hearing shaped institutional sentiment.

By Sasha Shilina // July 15, 2026 @ 10:49 AM Make AlphaWire Logo preferred on Google News
ripple-xrp-weekly-recap

Share

Points of Focus

  • XRPL passed 1 million agentic payments as Ripple joined the x402 Foundation.
  • XRP traded between $1.05 and $1.12 amid ETF outflows and CLARITY Act attention.
  • Ripple expanded through UDAX Brazil and UK tokenization.

 

XRP price this week

XRP opened July 8 at $1.1116 and returned to roughly $1.11 by July 15, leaving the period broadly flat. The token traded between approximately $1.06 and $1.12, with the weekly low reached during the July 13 to 14 sell-off before a sharp recovery. 

At the start of the period, the $1 support level was under pressure, with XRP trading below its 50-day, 100-day, and 200-day exponential moving averages. By July 14, attention had shifted to the July 17 CLARITY Act hearing, while resistance remained concentrated around $1.10 to $1.12. 

 

XRP Weekly Price Chart. Source: TradingView
XRP Weekly Price Chart. Source: TradingView

 

CoinMarketCap showed XRP down 0.85% over seven days, with a market capitalization of about $69.4 billion, 24-hour trading volume of $1.3 billion, and circulating supply of 62.46 billion XRP. 

 

CoinMarketCap’s XRP page.

 

Biggest story of the week

XRPL passes 1 million agentic payments as Ripple joins x402 Foundation

The XRP Ledger Foundation said on July 8 that XRPL had processed more than 1 million agentic payments through x402 and launched the XRPL AI Hub for developers, merchants, and autonomous agents. 

Six days later, Ripple joined the newly operational x402 Foundation as a Premier Member. The Linux Foundation launched the organization with 40 members, including AWS, Google, Mastercard, Visa, Stripe, Coinbase, Circle, and Ripple. Ripple said existing x402 support on XRPL allows agents to transact with XRP and RLUSD when purchasing APIs, compute, and other digital services. 

Membership gives Ripple a role in the protocol’s technical and governance work, while x402 remains an open standard supporting multiple networks and payment types.

 

ETF and institutional flow update

US spot XRP ETFs recorded $7.18 million in net outflows during the week ending July 10, reversing three consecutive weeks of positive flows. Most of the decline came from a $7.29 million market-wide outflow on July 8, while a $107,400 inflow on July 10 recovered only a small share of the loss. As of July 13, weekly net flows stood at zero, with cumulative net inflows of approximately $1.48 billion and total net assets of $961.29 million. 

 

Register and unlock all content immediately

Create a free account to get full access to all our content.

XRP Spot ETF Flows. Source: SoSoValue
XRP Spot ETF Flows. Source: SoSoValue

 

XRP Ledger and RLUSD activity

XRPSCAN’s chart showed daily account-to-account payments fluctuating between roughly 390,000 and 660,000 from July 8 to 14, with peaks on July 8 and July 12 before activity declined at the end of the period. 

XRPL Activity Chart. Source: XRPSCAN
XRPL Activity Chart. Source: XRPSCAN

 

Bithomp’s latest 24-hour snapshot showed 1,137,409 XRPL transactions, 375,681 payments, and 14,329 active accounts. Network fees totaled 247.11 XRP during the same period. 

 

XRPL Transactions, Payments and Active Accounts. Source: Bithomp
XRPL Transactions, Payments and Active Accounts. Source: Bithomp

 

RLUSD’s market capitalization stood near $1.53 billion, supported by roughly 1.53 billion tokens in circulation. Ripple lists RLUSD across XRPL, Ethereum, Base, Ink, Optimism, Unichain, and the XRPL EVM sidechain. XRPSCAN reported 32.445 billion XRP remaining in escrow, with no scheduled monthly release during the recap window.

 

Ripple adoption and regulatory update

Ripple launched the first Brazilian edition of its University Digital Asset Xcelerator with Fundação Getulio Vargas on July 13. The nine participating startups developed XRPL applications spanning institutional RLUSD infrastructure, tokenized receivables and bonds, and cross-border settlement. Levery’s sandbox combined RLUSD, XRPL liquidity, permissioned pools, institutional wallets, and tokenized assets, generating more than 44,000 onchain transactions with participation from eight institutions. BillPay validated collection and settlement infrastructure for a Brazil-Paraguay payments corridor.

Ripple also highlighted the UK Wholesale Digital Markets Champion’s July 13 roadmap, which created nine action groups covering regulation, taxation, interoperability, collateral, settlement, and institutional adoption. An accompanying analysis estimated that wholesale tokenization could contribute up to £33 billion in annual UK economic output by 2035.

Ripple’s Luxembourg CASP authorization also remained part of the institutional narrative. Granted on July 6, the authorization completed Ripple’s MiCA licensing requirements and allowed its regulated crypto payments service to operate across the European Economic Area.

Outside financial infrastructure, Ripple and Kansas Athletics announced a multi-year partnership placing XRP branding on Jayhawks team uniforms, alongside venue branding, student education, and recruitment initiatives.

 

What to watch next week

Regulation and institutional demand will remain the clearest near-term signals:

  • July 17: The House field hearing on the CLARITY Act is scheduled at Federal Hall in New York.
  • Week of July 21: Further Senate movement may follow, subject to committee negotiations and revised text.
  • ETF flows: Daily creations and redemptions will show whether the latest weekly outflow extends.
  • x402 integrations: New applications using XRP or RLUSD would provide the first follow-through after Ripple joined the foundation.

Share

Default avatar

Sasha Shilina

Sasha Shilina is a Ph.D. researcher working at the crossroads of science, technology, and philosophy. With a background in blockchain since 2018, Sasha is CRO at Paradigm Research Institute, a researcher at the Humanode crypto-biometric network, and the founder of Episteme, a platform for AI-resolved prediction markets in science.

Table of content

Ad

Related Articles